40 Famous Credit Card Quotes | Positive & Negative

May these Credit Card Quotes give you the inspiration to get better in your life. Everything in this world has pros and cons. Even something dangerous can become a positive thing for us if we know how to handle it well. 

For example, even though a weapon is a dangerous thing that can hurt people but also can be a help for you to defend yourself. Meanwhile, a kitchen knife which usually helps in cooking can be a negative thing that can hurt people if we misuse it. 

The same goes for credit cards. Some people might think it is a bad thing. Some people said it is the cause of bankruptcy. And some said that a credit card is just like a devil trap; it gives you a lot of temporary fun, and once it’s over, it will swallow you. 

There are a lot of benefits to credit cards. But then it also depends on how well you use and manage it. Thus, to motivate and educate you in using the credit card wisely, here are 40 credit card quotes for you;

Positive Quotes about Credit Card

“I don’t use a debit card. The safest thing is a credit card because you’re using the bank’s money. If someone accesses your information, they are stealing the bank’s money, not yours.” – Frank Abagnale

“I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.” – Sean Pertwee

“A check or credit card, a Gucci bag strap, anything of value will do. Give as you live.” – Jesse Jackson

“You don’t realize how much you use your credit card, not even to buy things. It’s a card you get so you can navigate society.” – Adam Carolla

“I use debit cards for everyday purchases, as I don’t believe in credit cards. But this has caused problems, especially with American touring, because I refuse to have a credit card – and in America you can’t pay for anything on a debit card.” – Paloma Faith

“I run with a credit card and a cell phone, so when there is not a 7-Eleven around, like some of the country roads out there, I can get him to deliver a pizza to me. And I kind of give them a coordinate, a corner.” – Dean Karnazes

“If you pay your credit card off every month, get a rewards card. One that gives you airline miles or that will give you 1 percent cash back at least on every purchase.”
– Aaron Patzer

“Consumers get used to reading and understanding their credit card contracts, their mortgages, their check overdraft agreements, those are good things. That puts power back in the hands of consumers.” – Elizabeth Warren

“I am president of Russian Standard Company, the biggest luxury vodka in Russia. My bank, Russian Standard Bank, issues the biggest number of credit cards in Russia. I want for Russian people to have their own best vodka, their own best bank, their own best credit card.” – Roustam Tariko

“A credit card is a convenient device that saves you the trouble of counting your change.” – Evan Esar

“Physical money, whether it’s checks or cash or credit cards, are digitizing in front of us.” – Dan Schulman

Negative Quotes about Credit Card

“Procrastination is like a credit card: it’s a lot of fun until you get the bill.” – Christopher Parker

“Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.” – Noam Chomsky

“Social security, bank account, and credit card numbers aren’t just data. In the wrong hands they can wipe out someone’s life savings, wreck their credit and cause financial ruin.” – Melissa Bean

“Make this the year you tackle that credit card debt once and for all.” – Suze Orman

“Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.” – Robert Kiyosaki

“Credit card interest payments are the dumbest money of all.”
– Hill Harper

“Nobody had a credit card when I was a kid. No one had credit card debt. But these big companies and banks wanted to know how to get more money out of people – get them to charge things.” – Michael Moore

“Credit card companies and banks usually aren’t shy when they’re trying to sell you something. Heck, Wells Fargo didn’t even bother to ask consumers before signing them up for as many as two million checking and credit card accounts.” – Dick Durbin

“It wasn’t until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn’t have, more than pretend about what I did. That was interesting.” – Suze Orman

“If you don’t have the money management skills yet, using a debit card will ensure you don’t overspend and rack up debt on a credit card.” – T. Harv Eker

“The world does not need another credit card.”
– Suze Orman

“I ain’t got a credit card, a mobile phone or a computer. Call me sentimental. I think that’s a whole world of trouble I ain’t got no business setting foot in. And you know what? It feels good.” – John Cooper Clarke

“First, pay off your high-interest-rate debt. If you have student loan debt – that’s low interest rate; that has a tax benefit – you can leave that out. A mortgage can be an OK one. Credit card debt is poison. That needs to be paid off right away.” – Sallie Krawcheck

“In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we’re doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, ‘I have to buy this gift… I can’t show up at this party and not have something for everybody.’”Suze Orman

“Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.” – Suze Orman

“There are so many instances in banking where ‘free’ simply doesn’t mean free, whether it’s opaque overdraft charges or credit card providers that are quietly raising interest rates without customers noticing.”
– Taavet Hinrikus

“It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.” – Daniel Akaka

“What Wall Street and credit card companies are doing is really not much different from what gangsters and loan sharks do who make predatory loans. While the bankers wear three-piece suits and don’t break the kneecaps of those who can’t pay back, they still are destroying people’s lives.” – Bernie Sanders

“Typically, students slide into debt through the extension (by credit card companies) of unaffordable credit lines.” – Robert Manning

“Why don’t we call the credit card companies to be accountable? They need to be held accountable for their predatory lending practices.” – Paul Wellstone

“I say all the time I think there should be some courses in the regular schooling system that aren’t, even about credit, things that matter later in life. I learned the hard way: ‘Look, I got a $500 credit card in the mail, let’s go shopping!’” – Khloe Kardashian

“I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment.” – Andrea McLean

“My illness is one often characterized by dramatic overspending – in my case through frenzied shopping sprees, credit card abuse, excessive hoarding of unnecessary material goods and bizarre generosity with family, friends and even strangers.” – Andy Behrman

“My advice is to treat [credit cards] like what they are: little plastic grenades that must be handled very carefully.”
– Elizabeth Warren

“The minute a Wall Street firm purchases your debt, your bank no longer has it on its financial statement, which then allows the bank to look for more credit card customers. That’s one reason why you get so many credit card offers.” Robert Kiyosaki

“If you don’t take good care of your credit, then your credit won’t take good care of you.” – Tyler Gregory

“All the offers in the mail are waiting for your failure, not thinking about your financial future!” – Cornelius J. 

“A man under debt not only loses the peace but also the people.” – Amit Kalantri

“The Poor is no longer not just having enough, but poverty is in fact, not having more than the debts you owe!!!” – Cornelius J.

I don't know much, but I love to share. Because in the end, the knowledge isn't measured on how much you know or what's on your mind. But it will be measured on how much you share and how it will benefit people. And believe me, the more share, the more benefits you can get.

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